BNK Invest, Inc., the owner
and operator of ValueForum.com (“BNK”, “us” or “we”) is concerned about online privacy issues and wants you to be familiar
how we collect, use and disclose any personal information that individually identifies you (e.g. your name, address, phone
number, e-mail address). Personal information means any information about an identifiable individual, but does not include
information practices and the choices you, as a visitor to this website, can make about the collection and use of your
personal information. We will only collect, use and disclose your personal information in accordance with this Privacy
conditions you agree to when accessing and using this website. By accessing and using this website, you agree and consent to
information do we collect?
We may collect personal information from you when you voluntarily provide it to us
through a number of features available on this website. For example, we may ask you to provide personal information if
* register for a contest or other promotion;
* register as a user of this website;
ask to receive online information from us or our advertisers;
* ask to receive newsletters;
* ask to
receive relevant sponsored content and emails from our advertisers;
* otherwise participate in features of our
website that ask for personal information.
In addition, if you purchase or otherwise request a product,
publication, or promotional offering from us you may be required to provide your contact and/or payment information (such as
a credit card number) in order for us to process your request.
Your participation in any of these activities is
voluntary and we will only use the personal information you provide for the purposes for which it was collected. For
example, we may use the personal information you provide to: respond to your questions or comments; administer our promotions
and sites; fulfill your request, subscription or order; and/or to otherwise provide or improve our products and services. We
will not send you any online newsletters or similar e-mail communications unless you expressly consent to receive such a
opportunity to unsubscribe or opt-out of contact by emailing firstname.lastname@example.org or calling 516-620-4294.
be given the opportunity to consent to receive our newsletters. If you consent to receive our newsletters, they may include
advertising, clearly marked as such. You may also be given the opportunity to consent to receive future promotional
communications including email announcements and special offers from our partners. If you opt-in to receive such
communications, we may use the information to: communicate with you regarding our products, services and promotions; provide
you with other information that you request; send you special offers from our advertisers and partners; and/or improve our
product and service offerings. You will always have the opportunity to "unsubscribe" from receiving e-mail or other
communications at any time. Each e-mail includes an opt-out feature and instructions on how to un-subscribe if you do not
wish to receive future e-mails from us for these purposes.
If you contact one of our representatives through this
website, we may ask you for personal information such as your name, address, phone number, or e-mail address so that we can
respond to your questions or comments.
How do we gather data by automatic means?
We collect IP
information that websites transfer to your computer's hard drive for record-keeping purposes. We may give your browser a
In addition to cookies, we may use web beacons which allow us to count users who have visited specific
pages or access certain cookies. We may use web beacons to count and recognize users, conduct research on behalf of some
partners on their websites, and for auditing purposes. In addition, we may use this method to aggregate information about
users, including demographic and usage information. Our advertising networks that serve ads on our site may also use web
beacons in their advertisements. Any image viewed as part of a web site including an ad banner, can act as a
We use IP addresses for working on technology problems, maintaining security, displaying advertising or
content to particular users, analyzing the ways in which people use the site and how we can improve it, and for reporting to
advertisers about aggregate information from IP addresses.
We may use third-party networks to serve advertisements on the site and in our emails. These
tracking technology is subject to their own privacy policies.
If you wish to disable cookies, refer to your browser help
menu to learn how to disable cookies. Please note that if you disable cookies, you may be unable to access some customized
features on this website. Cookies do not collect or contain your personal information.
Internet tags, graphic tags
and similar web beacon type functions allow us to count the number of users who have visited a particular web page or to
access certain cookies. We may use web beacons on this website to count users and to recognize users by accessing our
cookies. Being able to access our cookies allows us to personalize this website and improve your experience at this website.
We may also include web beacons in HTML-formatted e-mail messages that we send to determine which e-mail messages were
opened. Like cookies, web beacons do not collect or contain your personal information.
How do we share personal
Except as described below, we do not sell, transfer or otherwise disclose to third parties the
personal information we collect on this website. At times we provide your personal information to joint promotion partners
and third parties who provide services on our behalf. These entities may use the information solely in conjunction with the
specific promotion services they provide for us (e.g. fulfillment of an order; responding to your question or comment;
providing a promotional prize; deployment of a consumer survey; investigation of a complaint).
To the extent we
enter into such arrangements with service providers, agents and contractors to store, handle or process personal information
on our behalf, such as for data processing, document storage software support and office services, our policy will be to
require such parties by contractual or other means to provide comparable privacy protection while the information is
processed or handled by them.
We reserve the right to transfer any personal information we have about you in the
event that we sell or transfer all or a portion of our business or assets to a third party. Further, we reserve the right to
disclose any personal information as needed if such information is requested by law enforcement agencies or if we are
requested to do so by law, regulation, court order, or by a government entity. We may also disclose your personal information
to third parties if we have reason to believe that disclosing such information is necessary to: (i) conduct investigations of
possible breaches of law; (ii) cooperate in any legal investigation; (iii) identify, contact, or bring legal action against
Lastly, we may disclose your personal information for any other purpose to which you consent.
Links to other
This website may contain links to the websites of our subsidiaries and affiliates, and to websites that
are independently owned and operated by third parties. These other websites may have their own privacy policies and are not
operated by any such subsidiaries, affiliates or third parties. Other websites may collect and treat information collected
different points while using this website you may be offered reports, services, products, or other content from our
advertisers and sponsors which would require you to expressly opt-in to their offer. These sponsors and advertisers may have
the content of any website(s) owned and operated by any such affiliates, third parties, sponsors or advertisers. Other
websites may collect and treat information collected differently, so we encourage you to carefully read and review the
Chat rooms and message/bulletin boards
If you use chat
rooms and message/bulletin boards that may be available on this website, you should know that when you voluntarily disclose
your personal information on a message/bulletin board, chat or other interactive area where personal information can be
posted, the information can be collected and used by other internet users. This may result in unsolicited messages from other
posters or parties. We undertake no obligations as to the security of information you voluntarily post in chat rooms and/or
on message/bulletin boards.
We are committed to protecting the privacy of children
and we do not knowingly solicit personal information from children under the age of 18. If a child has already provided us
with personal information, his or her parent or guardian may contact us for the purpose of deleting this information.
How we protect personal information
The security of your personal information is important to us. We
maintain administrative, technical and physical safeguards (appropriate to the sensitivity of such information) designed to
protect against unauthorized use, disclosure or access of the personal information we collect on this website.
Unfortunately, no data transmission over the internet can be guaranteed to be 100% secure. As a result, while we are
committed to protecting your personal information, we cannot ensure or warrant the security of any information you provide to
us. All third parties that obtain personal information from us (e.g. service providers that perform functions on our behalf)
are contractually required to protect your confidentiality and personal information in a manner consistent with this policy,
and/or as required by law.
Some or all of the personal information we collect may be stored or processed on
servers located outside your jurisdiction of residence, whose data protection laws may differ from the jurisdiction in which
you live. As a result, this information may be subject to access requests from governments, courts, or law enforcement in
those jurisdictions according to laws in those jurisdictions. Subject to applicable laws in such other jurisdictions, we
will use reasonable efforts to ensure that appropriate protections are in place to require the data processor in that country
to maintain protections on the personal information that are equivalent to those that apply in the country in which you
our sole discretion at any time. Please check back from time to time to ensure that you are aware of any updates or changes
By using this website you consent to the
site or submit any personal information.
Retention and disposal
We keeps your personal information
only so long as we need it for the products and services that you are using, to offer you products and services when you are
a customer and for a reasonable time thereafter, or to meet any legal requirements. We have retention standards, which meet
these requirements. We destroy your information when it is no longer needed, or we remove your name from the
would like to do any of the following:
* see personal information that you have already sent us so that you
can correct or update it delete your personal information from our files;
* if your child under 18 has sent us
personal information, delete that personal information from our files;
* ask that we not send you mailings or
otherwise contact you; or
Please contact us at:
BNK Invest, Inc.
500 North Broadway, Ste 265
Jericho, NY 11753