The following policy outlines the types of information that we gather about you and the way that way we use and don't
use this information.
The information that we collect about our visitors falls into three general categories:
1. Information You Provide to Us.
We may collect and store information, personal or otherwise, that you voluntarily
supply to us either on the ValueForum.com site, via e-mail, or in any other way. Some examples of this type of
information include the information you submit (such as your name or e-mail address) when you register as a member,
information that you post on message boards, and information collected in surveys. If you decline to supply or provide
us with certain information, we may not be able to provide you with some services that are dependent on the collection of
2. Information that is Automatically Collected.
We also collect and store information that is generated automatically
as you navigate through the ValueForum.com site. For example, to enhance your experience at ValueForum.com, we use
a standard feature found in browser software called a "cookie." Cookies are files that your web browser place on
your hard drive for record-keeping purposes. Cookies prevent you from having to re-enter information on certain
areas of our site where you have entered that information before. Another example of information that we automatically
collect as you navigate our site is information about your computer's connection to the Internet. This information
allows us, among other things, to improve the delivery of our web pages to you and to measure traffic on our site.
3. Information from Other Sources.
ValueForum.com may also obtain information about you from third parties or other
sources and may combine the information that we receive from them with information we have already obtained about you.
How is the Information Used?
ValueForum.com uses the information it collects in a variety of ways, including, using the information to customize
features that appear on the ValueForum.com site. In addition, we may also provide third parties with
information about our visitors for a variety of reasons and purposes. For example, we may provide advertisers with
information about our visitors that will better target ads to specific types of visitors.
We reserve the right to use and to disclose to third parties all of the information that we collect about
you and our other visitors in any way and for any purpose, with one important exception. We will not use the
information that we collect, nor will we authorize third parties to use the information that we collect, to mail or
e-mail promotional offers directly to you unless you have specifically informed us that you would like to receive
said promotional offers. One example of this is our recent BankInvestor.com member survey, which asks whether
you would like us to contact you regarding a fund that invests in banks. We only make contact with you if you
specifically indicate that you would like us to do so.
Please also keep in mind that whenever you voluntarily disclose personal information online -- for example on
our discussion forum -- that information can be seen, collected and used by others besides ValueForum.com.
ValueForum.com is an internet site accessable by the public, and we cannot be responsible for any unauthorized
third party use of information that you choose to disclose in your own posts.
Please also note that as our business grows, we may buy or sell various assets. In the event that
ValueForum.com is acquired by another company, information on our visitors would be
among the transferred assets.
Disclaimer — Last Updated 2/28/2014
You will find the following dislaimer in the footer of every page on ValueForum.com:
Nothing in ValueForum.com is intended to be investment advice, nor does it represent the opinion of, counsel from, or
recommendations by ValueForum.com. ©2003-2015 firstname.lastname@example.org
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Important Investment Disclaimer
The analysis and information on the site is for informational purposes only. No part of the material presented on any other
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Any investment decisions must in all cases be made by the reader or by his or her investment adviser. Do NOT ever purchase any
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The analysis provided is based on both technical and fundamental research and is provided “as is” without warranty of any
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You understand that performance data is supplied by sources believed to be reliable, that the calculations herein are made
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From time to time, reference may be made in our marketing materials to prior articles and opinions we have published. These
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U.S. Government Required Disclaimer — Commodity Futures Trading Commission.
Futures and options trading has large potential rewards, but also large potential risk. You must be aware of the risks and be
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